Many take pass on Quick Assist loans

Getting the cash is quick but, so far, the response to the Navy-Marine Corps Relief Society’s $300 loan program has been slow.

Pacific offices anticipated big crowds when the Quick Assist Loan program, or QAL, went worldwide Jan. 23, after a successful pilot program saw 75 percent jumps in loan traffic at eight test locations.

QAL is a “no questions asked,” interest-free $300 loan available to some active-duty Navy or Marine Corps personnel. Qualified servicemembers download the online application and bring it with their identification and last Leave and Earning Statement to one of the 53 full-service NMCRS locations, where a check will be cut in about 15 minutes.

Yokosuka saw 13 QAL customers in the first week — a good showing, but lower than expected, branch director Andrea Bowen said Wednesday.

“We thought we’d be really busy at first and then it would slow down,” Bowen said. Advertising of QAL has been aggressive, she said, but “maybe people still don’t know about it.”

The alternative, she added, is that “maybe there isn’t a huge need here — and that’s a good thing.”

Loans are offered in five categories: basic living expenses, such as housing, utilities, food and clothing; family emergencies; medical expenses; dental expenses; and vehicle/transportation expenses. One of the category boxes must be checked on the application, but no specifics are needed. Servicemembers must repay the QAL within 10 months and can get a maximum of two QALs a year. Only active-duty sailors and Marines without alerts or outstanding loans with NMCRS are eligible.

The “ease of use” is geared to keep servicemembers away from payday lenders who target them, said Andrea Tatayon, the Okinawa branch director. One such lender has set up shop outside Camp Foster’s gates, but payday lending still isn’t the problem in Japan that it is stateside, she said.

“We’ve seen a couple of payday loans, but not many,” Tatayon said. “What I like about QAL is that the servicemember isn’t losing a lot of time — they can be in and out in 15 minutes.”
The Camp Foster branch has seen 10 QAL customers — not the “mass
amounts” of people they’d hoped for, she added.

source:http://www.stripes.com/article.asp?section=104&article=52084

No teletrack payday loans at cash advance payday loans

Isn’t it relief giving if someone supports us with cash in urgent financial crisis? The financial crisis emerges when unexpected and inescapable demands befall all of a sudden. We cannot avoid such ends nor can we pay back instantly due to shortage of funds. But if we consider the online payday loans then we can easily pay the bills and fees.

No teletrack payday loans are instant cash providers. Any individual can borrow the proposed amount of cash but by meeting certain principles of eligibility. The eligibility demands that applicants should be a salaried person and should own a valid bank account against his name. If any individual meet this laid principle then they can borrow cash between £100 and £1,200 for a short term. The short repayment term ends till 30 days from date of its approval. But flexibility of repayment is provided in this scheme. If any discrepancy occurs while repaying the cash then borrowers or customers can waive the due date. Borrowers can stretch their due date according to their convenience by paying an extra fee. Such fee charged is always excluded from interest rates.

Interest rates are reasonably calculated to make affordable for all. But if you collect and compare the loan quotes of different lenders then you can spot the low prevailing rates in the market. Or in a simple manner take the help of loan calculator and get a preview of your monthly instalments.

The cash assist you in making payments without getting delay. For instance: medical bills, booking of travel tickets, electricity bills, credit card bills, school fees, are such can be tackled easily with the cash of this scheme. Bad credit persons can also borrow the cash and also make payments of such ends in a better.

source:http://www.pr-usa.net/index.php?option=com_content&task=view&id=59688&Itemid=9

Faxless Payday Loan – 100% Guaranteed Advance!

Faxless payday loan is an easy online loan provider, which helps in solving your financial problems. You can get rid of your money problems by filling a simple online application. Yes, fill an application and get money the next day in your bank account. Such instant fund arrangement has been made possible only because of faxless online payday loans.

Why To Choose Payday Loan And Not Any Long Term Credit?

The emergencies can strike you in any form and at any point of time in your life. Such emergencies can be like small car repair expenses, credit card payments, hospital bills, holiday expenditures. Faxless payday loans can easily solve these small money problems. However, for this, you need to submit the application and wait for it to be approved.

Faxless pay day loans are easy to qualify, as these requirements are very simple. If you fulfill the below mentioned requirements, then there are very rare chances of your application being rejected. The criteria requires you to be:
1. 18 years of age or above
2. Employed at the time of applying and you should be working there from at least three months
3. Must be drawing minimum $1000
4. Must possess a checking or saving bank account at the time of applying a cash advance.

About Loan Amount, Duration And The Application Process

This is a hassle free program, which is given for a short period of time. The only difference between these programs and other traditional loans is the duration. These cash advance offers an advance for the duration for 2-3 weeks. Other traditional loans are borrowed for long periods of few years. The basic thought behind instant faxless payday loan is to help you in meeting up monthly expenditure or any sudden expenses. The people with bad credit can also borrow the faxless bad credit payday loan.

The amount for which cash advance can be approved varies from $100 to $1500. It is not possible to borrow any other loan for such small amount; therefore instant cash loan is the only solution in your emergency conditions.

The procedure for applying begins from an online application form, which is available on the lender´s website. This application form is easy to understand and simple to fill in. It just requires your personal as well as financial information. Once the information supplied by you is verified, your cash advance is approved and the money is wired to your bank account the next business day.

If fax less pay day advance can easily solve up your financial issues, then do not hesitate in borrowing it. Consult the lender if required and put an end to your money problems.

Source:http://www.americanchronicle.com/articles/49127

Easy Payday Loan: A Friend in Need!

Are you caught in a sudden fiscal problem when your paycheck is still weeks away? Easy payday loan is always there to help you out of this sudden financial hardship.

Often We Face Financial Crisis

Millions of people, who live on their paychecks, often get caught in an unexpected financial predicament. It might be due to sudden break down of your car, pending school fees of your child, huge credit card bills, or unforeseen illness of someone from your family. In such hard times, you need some fast cash to solve the problem. Online cash loans can play an important role in this situation.

How It Works?

Easy online payday loan is a small, unsecured short-term loan. Usually, it ranges from $100 to $1,500. It can help you to cover your unexpected expenses, even within 24 hours and are relieved.

To apply for these loans you need a computer with Internet connection. Browse through the websites of numerous loan providers. Compare and contrast the rates of interest and repayment schemes of each lender to pick up the best offer. Next, you have to fill up an online application form with some basic personal information including personal account information, social security number, current job status, etc. The lender may also require faxed copies of your recent bank statement. After the submission of the application, the lender will analyze and approve it as soon as possible. The approved loan amount gets deposited automatically in the personal account overnight.

What Is Special About Payday Loan?

A number of advantageous aspects have made fast easy payday loan extremely popular among people in need of fast cash. These aspects can be summarized as:


Lender will not check applicant’s credit score



It can be applied in person, over phone, or on Internet


Hassle-free application, with no rigorous documentation


Overnight cash approval


Absolutely no application costs


It is secure and confidential

A Few Points To Remember

Undoubtedly, cash advance is the unique solution in your sudden emergency. With a bad credit history, when you cannot visit the bank or any other source for loan, only an instant cash loans can ensure your social status and security. But you should not make it a habit; otherwise you might be caught in the trap of permanent debt. Submit your personal information only to the genuine online lenders. A few watchful steps can definitely prove payday loan to be a key to your happy life.

Payday loan to be a key to your happy life.

Easy payday loan can bring a sigh of relief in your life. Forget your financial crisis with easy online payday loan, quick easy payday loan, and easy approval payday loan.


Source:http://www.americanchronicle.com/articles/viewArticle.asp?articleID=48751

Get Quick Cash With Payday Loans UK


Every now then what happens is that no matter how intelligent or how rich a person is, a situation is always liable to come up that catches us a little short of money.

These situations can be very irritating and sometimes very difficult to deal with. Some of the examples of such situations are

? A medical bill comes up that was not expected
? An unexpected car bill
? Various grocery bills
? Utility bills
? Buying something which was not planned in advance for e.g. from a sale

A proper and a hassle free to deal with situations like this is to take a payday loan also known by other names these loans provide you with the opportunity to bridge that the gap between two pay cheques or just cash shortage because of any reason. These expenses if not dealt with properly can further accrue into a sum much bigger than now.

Applying for the payday loans is easy all the borrower needs to do is to evaluate his situation and apply to a creditor online. The borrower will be required to fill his personal details and if your conditions match the loan will be approved in next 24 ? 48 hours. Repayment of these loans is done within a week to a fortnight with the term extendable to a month.

Other features of the payday loans are:

? A loan amount of £200 to £1500 can be arranged
? Interest rates are on the higher side
? Loans are approved very quickly
? No problem of bad credit and therefore no credit checks required
? Minimum or no paper work required
? Easy for every one to apply.
? Financial information of the borrower is kept confidential

With all those features available on top of the need payday loans area better way to tackle the problems rather than letting the thing go on or even try to break your savings account.

After you have made up your mind that you are going ahead with the payday loans you must check that you fulfill the criteria for taking a payday loan. The criterion is that the borrower should;

? Be a UK citizen
? Should be at least 18 years of age
? Should have a minimum earning of £800 a month
? Should have a current and checking bank account

After all the formalities have been done all that is left to be done is an application for the payday loans.

It is not necessary that everyone has liquid cash but the needs do not know that, that is why it is sometimes important to take payday loans and there is no harm in taking the payday loans as with the loan terms available it is as if we are using our money.

source:http://www.longtermortgage.com/article.cfm/id/60585
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